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Earn competitive, tiered rates. All it takes is a $250 minimum balance — or being 55 or older — to avoid the monthly fee.


Key Features

  • Competitive Interest
  • Unlimited Withdrawals
  • Digital Banking
  • Available for HB personal customers
  • Simplified saving solution
  • Set aside for something specific or simply a rainy day
  • Competitive, tiered interest rates
    • Accrues daily, compounds and is credited quarterly
  • Avoid $3 monthly service charge by maintaining $250 minimum daily balance
    • Monthly service fee waived for customers 55 years and older1
  • Unlimited debit transactions
  • Free online banking
  • Free quarterly eStatements
  • $100 minimum deposit to open
  • Free digital banking services, including:
    • Free online banking (with check and deposit images)
    • Free mobile banking
    • Free eStatements with check images
  • $100 minimum deposit to open

1 Other services fees may apply


Experience a Dallas-owned, Dallas-grown bank

We'll do our best to exceed your needs — bank on it.

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