Rates

APY = Annual Percentage Yield.

Rates effective as of 08/01/2018.

Fees may reduce earnings.

CD and IRA Time Deposit

TermBalanceAPY^
3 Months

(not IRAs)

$49,999.99 and under1.00%
$50,000.00 and over1.50%
6 Months

(not IRAs)

$49,999.99 and under1.50%
$50,000.00 and over2.00%
1 Year$49,999.99 and under2.00%
$50,000.00 and over2.50%
18 Months$49,999.99 and under2.05%
$50,000.00 and over2.55%
2 Years$49,999.99 and under2.15%
$50,000.00 and over2.65%
3 Years$49,999.99 and under2.25%
$50,000.00 and over2.75%
4 Year$49,999.99 and under2.50%
$50,000.00 and over3.00%
5 Years$49,999.99 and under2.75%
$50,000.00 and over3.25%

^Minimum Balance to obtain APY is $1,000. Substantial Penalty for early withdrawal. Interest paid by check will be at a lower rate than above. Fees may reduce earnings. (applies to CD and IRA Time Deposit Accounts)

Savings Account

BalanceAPY^
Balance of $999 and under0.15%
Balance of $1,000 to $24,999.990.15%
Balance of $25,000 to $99,999.990.15%
Balance of $100,000 to $249,999.990.20%
Balance of $250,000 to $499,999.990.20%
Balance of $500,000.00 and over0.25%

^Minimum Balance to obtain APY is $1. Rates are tiered based on account balance shown above. Fees may reduce earnings.

Money Market Accounts

BalanceAPY^
Balance of $1,000 to $24,999.990.50%
Balance of $25,000 to $99,999.990.75%
Balance of $100,000 to $249,999.991.00%
Balance of $250,000 to $499,999.991.25%
Balance of $500,000.00 to $999,999.991.50%
Balance of $1,000,000.00 and Over2.00%

^Minimum Balance to obtain APY is $1,000. Rates are tiered based on account balance shown above. Fees may reduce earnings.

Interest Checking

BalanceAPY^
Balance of $1,000 to $24,999.990.20%
Balance of $25,000 to $99,999.990.20%
Balance of $100,000 to $249,999.990.25%
Balance of $250,000 to $499,999.990.25%
Balance of $500,000.00 and over0.30%

^Minimum Balance to obtain APY is $1,000. Rates are tiered based on account balance shown above. Fees may reduce earnings.